More than two years ago, sometime in September of 2005 I saved this article from the Philippine Daily Inquirer entitled “'5% growth or worse 'Forecast of economic 'collapse' in 2 to 3 years chills businessmen” I saved the article in my computer because I wanted to know if the future projections of the business environment in our country will come to pass. In this article, according to economic analyst Peter Wallace “There is a 60% to 70% chance the Philippine economy will experience "modest growth" as it struggles with rising global oil prices and internal political uncertainties” He continues that if President Gloria Macapagal-Arroyo fails to carry out tough fiscal reforms and change her leadership style, the country is "heading towards a recession" or prolonged economic slowdown. Now that two years has actually passed, businessmen can take a breather because the analysis of Peter Wallace did not seem to take place. We did not just experience modest growth, we experienced … [Read more...]
Working from home
Working from home has always been a dream of mine. I’ve always been a home buddy ever since from my youth. Working at home also gives me more time to spend with my family. In as much as I like the idea, I cannot achieve it now since I have a business to run a practice to pursue and several educational options to explore. I see myself as working at home probably about 20 years from now. Nevertheless, I do not want to get behind in the ever fast changing landscape of the internet. I’ve always believed that the internet is the main avenue of working from home. I always see the internet as a gold mine, waiting to be exploited. There are several not to mention hundreds of Filipinos already enjoying the benefits of working from home and earning from the internet. I feel left behind already. But when I compare it with the entire Filipino population, I feel I that I have an advantage. There’s always two ways of looking at a half water of glass, half empty or half full. I prefer the … [Read more...]
One of the gifts I hope I will get for Christmas
It is expected that we will receive gifts during this Christmas season. I just want to share with you one of the gifts that I hope I will receive this Christmas. For this Christmas, I am not hoping for something big like a new car. Nope not those extravagant fancy gifts. My wish is only simple, I hope that Jurists Bar review Center will be coming here to Cebu next year. I’ve always wanted that Jurists Bar review center will be placed here in Cebu at Southwestern University. Jurists Bar review Center has been one of the instruments used by God to help me pass the bar exams. The one on one coaching conducted on how I present my answers in the bar has really made a difference on how I answered in the Bar. The technique in answering has not only helped me in the bar exams. It has helped me a lot even in law practice like in writing position papers, and arguing in court. It has helped me to think logically. I love Jurists so much that I wrote “Top ten reasons why you should enroll at … [Read more...]
The world’s best investment
Today is Christmas day. But my blogging schedule today is financial management and investments. I’ve been thinking lately about what to write on Christmas day, I don’t want to go about the traditional route focusing on Christmas topics (like the Corruption of Christmas or Should Christians celebrate christmas.) I finally found my topic by reconciling my blogging schedule and today’s special holiday. When talking about investments we always want to consider the rate of return. We want to know how much we will be earning per annum. We then compare it with other investments, weigh the risk versus the rewards and make a decision on the matter based on whether the risk involved is compensated by the reward that can be obtained. But what do you think do you think is the best investment in the world? The answer is found in the pages of the Holy Scriptures. The Bible says in Proverbs chapter 19:7, “He that hath pity upon the poor lendeth unto the LORD; and that which he hath given … [Read more...]
Free and cheap e-gift ideas for Christmas
1.) Send and Electronic Christmas card – If you don’t have the time to buy and send a post card or if you wish to save the environment by not using paper as much possible, send an electronic Christmas card via email instead. A simple google or yahoo search for “Free Christmas electronic cards” will list the websites that offers free Christmas electronic cards. Your loved one will surely appreciate the Christmas greetings. 2.) Loads of computer software –Software gifts need not be expensive. In fact you could get it for free. Just go to http://theopendisc.com, download the .ISO image file, go to your CD burner program and click on “Burn image to disk.” After that print off a label for the CD and you have an inexpensive but valuable Christmas gift for your loved one. The Opendisc, contains powerful software programs such as and office suite, bunch of utilities like an antivirus a compression software, graphics and audio manipulation software, games, education software and so much … [Read more...]
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