The Rule of 72 is a basic rule that each and every investor should know. The rule is commonly used to determine how many years will it take for your money to double. The equation is simply this, 72 divided the interest rate equals the number of years it takes for your money to double. For more information on this you can read my blog post entitled “An audio visual presentation of the Rule of 72” and “The Magic of the Rule of 72” For a more practical application of the Rule of 72, read the blog post entitled “Want to get wealthy ? Think like the bank” But the usage of the Rule of 72 is not only limited to investments. The Rule of 72 can also be used when it comes to managing debt wisely. The Rule of 72 could be written as follows: 72 / interest rate = number of years for your debt to double By using this equation, you can take any debt you have with your credit card company or your mortgage lenders and determine how many years will it take for your debt to double. As an … [Read more...]
Is drinking red wine really good for your health?
Before, they use to say “An apple a day keeps the doctors away.” Now it’s “A glass of wine keeps the doctors away.” Medical journals, the media and even some wine companies have been carrying this “good news” to wine lovers. The news is true. In fact for the last 5000 years, wine has been used medically to treat people. It has been used as an antiseptic, as a tranquilizer or sedative, and as a hypnotic. But before you start popping the cork and stocking your wine rack with the finest wine that money can buy, consider the following first: 1.) Take note, that what has been studied to be medically beneficial is not just any wine. Specifically, it is drinking red wine that is really good for your health. - The reason for such is that red wine red wine is made using the skin and seeds of the grapes. Among all the other wines, Red wine contains the highest concentration of anti-oxidants which helps fight off cancer. It also contains “Resveratrol” which keeps your arteries clear … [Read more...]
Giving more of the law to those who have less in life
I had just been nominated to become a member of the Young Lawyer’s Association of Cebu (YLAC). As a nominee, I had been given an assignment to write an article about last week's YLAC legal aid activity which is to be included in the organization’s publication called the “Consiglier.” I love being nominated for YLAC because even if I don't get to be a member a get a funny tshirts. Here is my contribution to the publication which will come out by the end of June. The great President Ramon Magsaysay once wisely said “He who has less in life should have more in law.” I do not know if this has been achieved in our current judicial system. With high filing fees, slow movement of the judicial processes and a system that seems to work only for those who have more in life, I doubt that this gives justice to the often quoted saying of President Magsaysay.Despite the frustrations that one can encounter in practicing law, a group of young and energetic lawyers decided that president … [Read more...]
Make money with John Chow
I blogged about how John Chow has inspired me to become a blogger in the blog post entitled “John Chow mania.” If you still do not know him and you desire to become a successful blogger someday, read this post and watch the 4 minute youtube video. In that post I gave an introduction about who John Chow is. As always it is best to hear from the man himself, so I posted a youtube video featuring an introductory interview on who he is and what he does. In the video John Chow look great. He must have went through treatment for wrinkles. Here, I am uploading a longer youtube video that describes in detail, how John Chow makes money from his blog. Watch and learn from the master himself! … [Read more...]
English Translation of the song Biyahe Tayo
In the post entitled “Biyahe Tayo ! (Let’s travel),” I promised that I will try to translate the song “Biyahe Tayo” into English. Well I guess I don’t have to do the translation anymore. Somebody already did a translation of the song. I love this song! I bet that anybody that hears this song regardless of what their nationality is will learn to love this song. For those who cannot speak Filipino, finally here is an English translation of the song. I did not do the English translation, I just found it at youtube. Honestly, I think the one who translated it could have done a better job with the translation. (There are some grammatical errors and mistranslation of certain words) Nevertheless, we are thankful that this person took the time to translate it. The song’s catchy tune and beautiful lyrics is certainly sure to make anybody pack up their bags and choose their dream vacation from among our 7,100 islands. If I were a billionaire, I would explore each of our more than … [Read more...]
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