My previous posts entitled “Questions and answers on the Philippine stock exchange” were followed up by another set of questions sent by the same person. The questions propounded also requires a lengthy answer and hence I am responding with three different blog posts on her recent questions. In this post I am going to answer the question on Asset allocation strategy. The question is as follows: ". . . We are given 1,000,000 pesos as the capitalization for the portfolio. We decided for an asset allocation of 65% stocks, 25% bonds, and 10% cash, based on a moderately aggressive risk tolerance. Time horizon: 5 - 7 years Expected return: 20% (??? is it practical?) Objective: Capital preservation and growth Strategy: Lump-sum or one-time investingJust wanna ask for your opinion of the above investment plan esp the allocation." My response on asset allocation strategy is as follows: Dear Enji, Asset allocation in a nutshell as defined by Wikipedia “ . . refers to how … [Read more...]
Wisdom, Knowledge, Adventure, hacks for polymaths ... Life
Welcome polymaths !
Ever get the feeling that you seem to don't know what to do with your life because there are just so many things that you want to do ? I know, I've been there, so welcome to the club.
My name is Zigfred Diaz and I am a polymath. After more than 6 years of bloging about almost anything under the sun and having sort of a "blogging identity crisis." I've finally embraced who I am and decided to turn my main blog into some sort of guide for people with so much interest. Feel free to poke around.